Incode invests in privacy-first architecture and acquires Identiq.

## Document-free, compliant and frictionless identity verification

Prevent fraud with secure non-document verification. Boost conversion rates with fast and secure onboarding.

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## Identity without documents

Incode's Non-Document Verification confirms identity using digital signals like user data, behavior, and device info without a physical ID. It prevents fraud by spotting anomalies early while speeding up onboarding and boosting conversions.

### Unified data access

One integration connects to all key data sources, no vendor juggling.

### Dynamic risk logic

Risk logic tailored to your industry, use case, and compliance needs.

### Automated step-up verification

When risk rises, friction increases automatically, all in-session, without user drop-off or disruption.

### Proprietary fuzzy matching

Fuzzy matching considers user typos and input variations for higher accuracy.

### Seamless integration

Quick API/SDK setup with minimal engineering lift.

## Access the largest global network of authoritative databases

Verify user identities across 190+ countries and territories against trusted sources through one seamless integration, no vendor juggling.

### Government databases

national, state, and local identity records

### Social Security & tax registries

to validate SSNs, TINs, and related identifiers

### Driver’s license & motor vehicle agencies

for license and registration verification

### Credit bureaus

for financial identity and credit history checks

### Telcos providers

to confirm phone numbers and addresses

### Adaptive user journeys

Incode automates data verification, risk assessment, and step-up checks, adding additional steps only when necessary.

## Understanding risk factors

Prevent fraud with Incode’s real-time risk analysis for document-free verification.

### Data mismatch signals

Detect inconsistencies across user-submitted data and trusted sources.

### Device risk signals

Identify anomalies such as emulators, rooted devices, and hardware tampering.

### Network risk signals

Incode cross-checks IP address, geolocation, and VPNs to establish legitimacy.

### Behavioral signals

Spot velocity spikes, repeated failures, or suspicious input patterns.

### Graph analysis

Link signals across accounts and devices to detect synthetic or duplicate identities.

### Watchlist screening

Cross-check against sanction, PEP, and fraud watchlists for compliant AML.

## Business Impact

Unlock faster, smarter growth with faster onboarding and smarter risk checks. Incode’s Non-Doc solution drives the outcomes that matter most: growth, efficiency, and compliance.

### Faster Onboarding

Onboard users instantly without asking for documents.

### Boost Conversion by adapting to risk

Make it easy for good users while stepping up checks only when needed.

### Maximize ROI by verifying smarter, not harder

Cut costs by applying deeper checks only for higher-risk cases.

### Stay compliant without added friction

Meet KYC and privacy standards while minimizing data collection.

### Scale effortlessly

Handle high volumes without adding manual effort.

### Flexible across journeys

Use for onboarding, account recovery, authentication, and more.

## Trusted across industries

Incode’s non-document solution benefits for industries including:

- Financial services
- Healthcare
- Telecommunications
- Gig economy platforms
- Social media and online communities
- E-commerce & Retail
- iGaming & Gambling
- Travel & Hospitality

## Global recognition

Incode leads G2’s Index for Identity Verification with top customer ratings.

### Incode’s identity verification system exceeds all expectations.