Non-Document Verification | Incode

Incode invests in privacy-first architecture and acquires Identiq.

Document-free, compliant and frictionless identity verification

Prevent fraud with secure non-document verification. Boost conversion rates with fast and secure onboarding.

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Identity without documents

Incode's Non-Document Verification confirms identity using digital signals like user data, behavior, and device info without a physical ID. It prevents fraud by spotting anomalies early while speeding up onboarding and boosting conversions.

Unified data access

One integration connects to all key data sources, no vendor juggling.

Dynamic risk logic

Risk logic tailored to your industry, use case, and compliance needs.

Automated step-up verification

When risk rises, friction increases automatically, all in-session, without user drop-off or disruption.

Proprietary fuzzy matching

Fuzzy matching considers user typos and input variations for higher accuracy.

Seamless integration

Quick API/SDK setup with minimal engineering lift.

Access the largest global network of authoritative databases

Verify user identities across 190+ countries and territories against trusted sources through one seamless integration, no vendor juggling.

Government databases

national, state, and local identity records

Social Security & tax registries

to validate SSNs, TINs, and related identifiers

Driver’s license & motor vehicle agencies

for license and registration verification

Credit bureaus

for financial identity and credit history checks

Telcos providers

to confirm phone numbers and addresses

Adaptive user journeys

Incode automates data verification, risk assessment, and step-up checks, adding additional steps only when necessary.

Understanding risk factors

Prevent fraud with Incode’s real-time risk analysis for document-free verification.

Data mismatch signals

Detect inconsistencies across user-submitted data and trusted sources.

Device risk signals

Identify anomalies such as emulators, rooted devices, and hardware tampering.

Network risk signals

Incode cross-checks IP address, geolocation, and VPNs to establish legitimacy.

Behavioral signals

Spot velocity spikes, repeated failures, or suspicious input patterns.

Graph analysis

Link signals across accounts and devices to detect synthetic or duplicate identities.

Watchlist screening

Cross-check against sanction, PEP, and fraud watchlists for compliant AML.

Business Impact

Unlock faster, smarter growth with faster onboarding and smarter risk checks. Incode’s Non-Doc solution drives the outcomes that matter most: growth, efficiency, and compliance.

Faster Onboarding

Onboard users instantly without asking for documents.

Boost Conversion by adapting to risk

Make it easy for good users while stepping up checks only when needed.

Maximize ROI by verifying smarter, not harder

Cut costs by applying deeper checks only for higher-risk cases.

Stay compliant without added friction

Meet KYC and privacy standards while minimizing data collection.

Scale effortlessly

Handle high volumes without adding manual effort.

Flexible across journeys

Use for onboarding, account recovery, authentication, and more.

Trusted across industries

Incode’s non-document solution benefits for industries including:

Global recognition

Incode leads G2’s Index for Identity Verification with top customer ratings.

Incode’s identity verification system exceeds all expectations.