Betterment – Investing in Trust Starts with Smarter IDV

Prevent Risky Onboarding Without Slowing Down Growth

Seamless digital onboarding shouldn’t come at the cost of security. Incode stops identity fraud from day one—without added friction.

The Problem: Legacy IDV Can’t Keep Up With Evolving Fraud in Wealth Platforms

As investment platforms scale, they face rising threats—from synthetic identities to account takeovers. Yet many still rely on outdated verification flows, optional re-authentication, and slow manual review queues.

In 2023, synthetic ID fraud losses were estimated at $6.1B, with over 22% of U.S. adults reporting account takeovers.

Learn why current IDV methods fall short

The Solution: A New Standard in ID Verification—Fast, Proprietary, and End-to-End

One Identity Platform. Zero Third-Party Limitations.

Incode delivers a full-stack onboarding experience purpose-built to detect fraud before it starts, cut manual delays, and simplify compliance.

Real-time fraud detection with weekly-updated AI models

No third-party dependencies—100% proprietary stack

Biometric intelligence from onboarding to re-authentication

Seamless orchestration of KYC, sanctions screening, and user monitoring

How Leading Investment Platforms Protect Trust from the Start

Stop Synthetic ID Fraud Before It Enters the System

Instantly flag identity mismatches and suspicious patterns during onboarding—reducing false positives while increasing accuracy.

Eliminate Account Takeovers with Biometric Re-Authentication

Prevent impersonation and credential theft with behavioral analysis, device fingerprinting, and face liveness detection before any high-risk action.

Simplify AML/KYC Without Manual Bottlenecks

Go beyond CIP and outdated queues. Instantly screen for duplicates, suspicious behavior, and high-risk matches—ready for regulator review.

Trusted Identity Verification With Measurable Impact

89% reduction in synthetic identity fraud during account creation
3x faster onboarding for high-risk investment accounts
72% fewer manual document reviews
99.99% biometric match accuracy during ATO prevention

Secure Onboarding Is No Longer Optional—It’s Your Competitive Edge

Stay compliant, build trust, and scale securely with Incode’s real-time identity verification.

Secure Your Growth with Incode

The next generation of fraud is already here. Let Incode help you stop it before it stops your growth.

Why Incode?

Preserve Privacy with 100% Automation Process Decisions with Lightning Speed Guarantee Accuracy with continuously advancing AI/ML