India eKYB

Earlier in our docs is an overview of our Know Your Business here. Now, this page is focused specifically on eKYB in India (IN). eKYB in IN leverages India's source of truth to validate the legitimacy of businesses, including their tax ID, business name, business address, and directors.

Note on UBO Support

UBO (Ultimate Beneficial Owner) verification is not currently supported for India, as this information is not openly available from the source of truth. Only Directors are supported at this time. UBO support will be added in a future release.

Integration

User input flow

Module Configuration

Module configuration gives various options to specify different KYB criteria you would like to check (eg. Business name, Business Address, and Business taxID).

Direct API Approach

All module configurations and user data can be forwarded directly in the request for performing a KYB search. This will override existing configuration and data collected about the user.

API Authentication

All endpoints require authentication headers to be specified as stated in Incode API Documentation.

KYB request

POST /omni/externalVerification/ekyb

This endpoint performs a KYB check for the business specified. Note: Endpoint can have empty body and in that case information will be pulled from module configuration and session details.

Note: The country parameter is used to limit business validation to that specific region. We will only validate a business established in the country selected in the eKYB request.

Business Tax IDs Supported in IN

The following tax ID types are accepted. Input is not case-sensitive and will be automatically converted to uppercase.

Tax ID Type Format Applicable To
CIN (Corporate Identification Number) 1 letter + 5 digits + 2 letters + 4 digits + 3 letters + 6 digits Private Limited Companies, Public Limited Companies, One Person Companies (OPCs), Section 8 Companies
LLPIN (Limited Liability Partnership Identification Number) 3 letters + hyphen + 4 digits Limited Liability Partnerships (LLPs)
UDYAM (MSME Registration Number) UDYAM + hyphen + 2 letters + hyphen + 2 digits + hyphen + 7 digits MSMEs (Micro, Small, and Medium Enterprises), including sole proprietorships, partnerships, LLPs, and companies

Response

All module configurations and user data can be forwarded directly in the request for performing an eKYB search. This will override existing configuration and data collected about the user.

API Authentication

All endpoints require authentication headers to be specified as stated in Incode API Documentation.

KYB error responses

Please refer to error response to see conventional HTTP response codes to indicate the success or failure of an API request.

Custom 400 error messages if taxId is missing or invalid:

message: BadRequestException: Invalid taxId.

Custom 400 error message if country is missing or empty:

message: Country field is either not correct or available.

Single Session Dashboard Results

They are available on Single Session view under the Business tab.

Updated19 days ago